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Finance For Dummies

Finance For Dummies offers personal finance information on investing, retirement investing, finance, insurance, credit cards, loans and more. Personal finance education is our goal.

Monday, May 29, 2006

Home/Renters Insurance

Yes, if you rent an apartment you need insurance because the contents of your apartment will not be insured otherwise. So you need to make sure that you have renter's insurance if you have possessions that have significant worth to you.

Obviously, if you own a home you need to have home owner's insurance and make sure it includes replacement-cost coverage, not default coverage which is called actual cash value. It will cost you approximately 10% more for replacement-cost coverage, but in the end it is worth it.

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