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Finance For Dummies

Finance For Dummies offers personal finance information on investing, retirement investing, finance, insurance, credit cards, loans and more. Personal finance education is our goal.

Monday, May 29, 2006

Credit Card Annual Fees and Rates

If your credit card has a yearly fee ask for it to be waived and if they refuse say that you are prepared to take you business elsewhere (make sure to have that plan because typically you do not want to close credit card accounts because it lowers your credit score).

You can do the same with credit cards interest rates. Look online for average rates and if you are armed with a good credit score in hand and a comparison to national rates you can often get your rate lowered.

Just be prepared and have a plan before calling and asking for a fee to be waived or a lowering of your credit card interest rate. Most people never even ask.

1 Comments:

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